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Step-Up SIP Strategy: Accelerating Your Financial Milestones with Annual Top-Ups

Increasing your SIP amount each year as income grows can meaningfully shorten the path to a goal.

4 min readSource: NCS Investor Education

Illustration for article: Step-Up SIP Strategy: Accelerating Your Financial Milestones with Annual Top-Ups

A Step-Up (or Top-Up) SIP increases the instalment by a fixed amount or percentage each year. Because salaries and business incomes usually rise over time, aligning your investments with income growth can help you reach goals sooner.

Discuss a suitable step-up percentage that fits your cash flows. Projections are illustrative only.

Illustrative only. This article is for education only and is not investment advice.

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